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Privacy Policy

Effective September 27, 2026

Who we are. Latino Contractor Insurance is a trade name of VTK TECH LLC, a licensed Texas insurance agency (General Lines Agency — Property & Casualty, Texas Department of Insurance license no. 3472801, NPN 22159906), based in Terrell, Texas. Contact: info@latinocontractorinsurance.com, (469) 320-1076.

Text messaging (SMS) and mobile information

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

  • We only send text messages to people who opt in on our form at empezar.latinocontractorinsurance.com/sms by checking the consent box.
  • Messages are about your insurance request: follow-up questions, document reminders and policy updates.
  • Message frequency varies. Message and data rates may apply.
  • Reply STOP at any time to opt out. Reply HELP for help.
  • Program terms: SMS Terms & Conditions.

Information we collect

  • Information you give us: name, phone, email and business details (type of work, city, years in business, employees, approximate revenue, current insurance and what your clients require).
  • If you opt in to text messages: your mobile number and the date, time and text of your consent.
  • One technical session cookie for our online intake. No advertising or tracking cookies.

How we use it

  • So a licensed agent can review your request and prepare insurance options.
  • To contact you about your request, by text message only if you opted in.

How we share it

  • We do not sell your information.
  • We share business and insurance details with insurance companies and wholesalers only to quote or place the policy you request.
  • We use service providers (web hosting and an artificial-intelligence text processor) acting on our behalf under confidentiality obligations, and we disclose information when required by law.
  • Mobile numbers and text messaging opt-in data and consent are excluded from all sharing described above and are never shared with third parties or affiliates.

Retention and your choices

Inactive requests are deleted after 90 days; files that reach agent review are kept as agency records; consent records are kept as proof of consent. To request deletion, email info@latinocontractorinsurance.com.

Versión en español: Aviso de privacidad